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614.450.1133

Individual Life Insurance in Columbus OH & Westerville OH

Reassurance for you and your Loved Ones.

Hoffmann and Associates Insurance Services, Inc. provides life insurance to individuals in Columbus, Westerville, New Albany, Gahanna, Delaware, Dublin, and surrounding areas.

Many individuals consider life insurance to be the cornerstone of a sound financial plan. And while no one likes to think about passing on, Life Insurance can relieve you of the financial worry your loved ones may face in the event of your passing. 

Your beneficiaries will be able to use your Life Insurance policy to help pay for anything from expensive funeral costs and estate taxes to making up for lost income or funding your child’s education. It can even be used to continue payments on your mortgage to help ensure that the family home stays in the family.

At Hoffmann and Associates Insurance Services, Inc., we know that choosing a Life Insurance plan is a big decision with many important factors to consider. Our knowledgeable team of insurance professionals is committed to walking you through the process and providing you with the best insurance solution to give you and your family the reassurance they deserve. 

Types of Individual Life Insurance

Hoffmann and Associates Insurance Services, Inc. offers several different coverage options for your consideration including term life, whole life, and more.

Term Life – This is typically the simplest and least expensive insurance option. Term life insurance provides coverage at a fixed rate for a specified period of time. It’s a benefit policy that’s used primarily to cover financial responsibilities of the insured, with the benefit to be paid only if the insured were to die during the specified term. Most term life policies can be converted to a more permanent insurance solution such as whole life or universal life insurance.   

There are two types of term life insurance: 

  • Annual Renewable Term is purchased for a period of one year, with the death benefit to be paid only if the insured were to die during that one-year term, along with the option to renew after the term period.
  • Level Term Life guarantees a fixed premium for a given period of time, usually in terms of 10, 15, 20, or 30 years. Your premium is based on your age and coverage options, with longer terms being more expensive.
  • Whole Life – As the most common type of permanent insurance, a whole life policy guarantees a death benefit for the lifetime of the insured as well as a cash value account for savings. Your premium remains constant throughout the duration of policy while payments over and above your premium are credited to your savings, which earn a fixed rate of interest. 

Hoffmann and Associates Insurance Services, Inc. is here for you

There are many things to take into account when purchasing life insurance, and changes in your life situation can reflect changes in your insurance requirements. That’s why it’s important to carefully consider the different policy options and ensure that you have the right solution to meet your long-term life insurance needs. 

An insurance specialist with Hoffmann and Associates Insurance Services, Inc. will review your current life insurance situation and help you design a policy to plan for the future. 

At the end of the day, one of the biggest investments you can make is an investment in yourself. 

As your personal situations change (i.e., marriage, birth of a child or job promotion), so will your life insurance needs. Care should be taken to ensure this product is suitable for your long-term life insurance needs. You should weigh any associated costs before making a purchase. Life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, and has additional charges for riders that customize a policy to fit your individual needs.

Our Location

Hoffmann and Associates Insurance Services, Inc.

5005 Pine Creek Dr.
Westerville, OH 43081
Main office: 614-450-1133
Toll free: 866-891-3161

Our Providers

Usually changing vendors can be a hassle. The switch was not a hassle at all, it was very easy! They were fast, efficient, and friendly! If you are looking for an insurance company, they are a great company, great people, excellent and competitive products. You should give them a call.
K. Caldwell
We are so honored to be voted one of the top insurance agencies by ColumbusCEO - Best of Business 2015. We thank all of our clients for their business and support.
K. Hunter
"If you don't have Jackie and Alan on your team, you are crazy. They are absolutely amazing with every aspect of what they do. I was extremely satisfied just having them as my agency, but little did I know how much they would go above and beyond to help me with my claim when my wife was in an accident. The insurance company was dragging their feet and not paying the doctors bills. I wasn't asking for extra money, I just wanted the bills paid. After 5 months of messing with them, Jackie called them and got it resolved!!! I was FLOORED. She did all of this with a smile and didn't make me feel like I was bugging her at all. Just an overall great company with great people who go above and beyond to serve their clients."
M. Fisher
We are so proud of our own, Alan Hoffmann, he was voted one of the top insurance agents in ThisWeek Community Newspapers for 2015. We couldn't agree more! Congrats Alan!
K. Hunter
"Alan Hoffmann, as great as an insurance agent as he is, even better person."
T. Butler
"Thank you for following up with me and providing the information. Your service is great! "
S. Brooks
"Excellent Service ~ Alan Hoffman has provided 15 years of service to all my personal and business needs, he reviews my policies regularly and understands how my family, business and economic indicators affect how I protect my assets. No matter who is available when I call the service and answers are consistent, their ability to understand my needs is always the same, exceptional! What I like best about Hoffmann and Associates' service is the ability to review multiple carriers for my needs and always getting someone to help when I call."
J. Wallace
"From Alan down the customer comes first. Everyone is responsive, professional, and friendly, which comes naturally to Hoffmann & Associates, but is not that common."
D. Jacobs
"Very well done with a great attitude and attention to detail. This was the easiest switch of our entire insurance package ever--- and GREAT rates!"
J. Hoyt
"I just wanted to take a few minutes and write to you regarding my insurance for my homes and cars. I had been dealing with another agent for over 25 years. I had always had good service in the past but became dissatisfied when I was trying to get some information for my daughter's insurance. They would not return her calls nor my calls. That is when I contact ed you. I began with a price quote, which truly impressed me showing a very large savings.Your company made it very simple to change my insurance over for both my cars and homes. The thing that truly impressed me was when I had to file for a claim. That is always a good test. I have both a rental property and also a personal home insured with you. Due to the hail last year we had extensive damage to my rental property and just minor damage to my own personal home. Your company truly impressed me with the fast service of the claims adjuster and also the fast payment for the claim. I am very happy with the service and also the savings that your company provides. If you should ever have a need for recommendation I would always be glad to help."
D. Fravel
"I am writing this letter to commend your company for the excellent service I have received. I have switched not only all of my corporate insurance accounts, but also my personal. Your staff has been friendly, thorough and efficient. They have answered all of my questions and even kept me on toes in responding to them for the information. However, the best part of all this is that I have saved thousands of dollars over what I was paying for insurance before. I have referred many of my friends and family to you, both for their personal and business lines of insurance. You can count on me to continue to do so. Thank you for your attention to my business."
D. Stevenson
"Your overall service is outstanding. Never had to make a claim before and had heard lots of stories from others that had me "worried". My experience was totally different, it was easy, quick, and hassle free. THANK YOU!"
K. Lykins
“My husband and I have been using Hoffmann & Associates for years. They are so pleasant to talk to when you have questions and really helpful when you need help with a claim. They are better to work with than those large companies. I will never use another company again.”
K. Sustar
“I would recommend Hoffmann & Associates. They have friendly customer service, answer anything you ask them, and shop best insurance company's price for me.”
“I was worried about cost and coverage. Turns out my previous coverage was a little lacking and cost more... Working with Alan was an awesome. He was available when my wife and I were. His staff was able to answer all my questions fast. When I call their office, I never had to talk to a machine or push buttons. I always talked to a person. They are real people that understand what you need and that you also want to be reasonable.”
“The speed with which Hoffmann & Associates found the right insurance for our needs and the knowledge we received was our favorite part of working with them. Give them a try. You just might wish you'd found them sooner.”